BE SMART. BE ALTERNATIVE.
Since Hunter Jones Group's alternative investments involve the likes of loan notes, its investors are given the same securities that any lender would receive – including security charges.
The holder of “First Charge” is simply the lender or lenders who invested their money in the form of a loan to developers – and, in the event that the borrower defaults on the loan, the holder of First Charge can rest assured that their loan is backed by the property, land, or similar asset.
A debenture is simply a way to ensure that investors can, if need be, gain loan repayments against the assets of the borrower.
These can take two forms: a floating charge or a fixed charge. A fixed charge is usually taken out against something like land or property: if the loan defaults, the investor can sell off those kinds of assets.
On the other hand, a floating charge is used to back loans against less concrete assets like shares.
Here To Help
Our friendly team is on hand to help answer any questions you may have, get in touch today.
You could lose all of your money invested in this product. This is a high-risk investment and is much riskier than a savings account.